//PRODUCTS & SERVICES
SAVINGS ACCOUNT
Perfect for: Saving for a car, paying for college or planning for unexpected expenses.
Open a savings account with only $5 and no monthly service charge - it’s your membership in the credit union. Visit a branch to open your savings account.
CHECKING
Perfect for: Cashing your paycheck, buying lunch, shopping online or paying bills.
With no minimum balance or check cashing fees, and unlimited withdrawals (with available balance), you’ll be ready for all of life’s expenses. Visit a branch to open your checking account.
MASTERCARD® DEBIT CARD
Perfect for: Getting cash and shopping.
Get cash at ATMs or buy stuff anywhere you see the Mastercard® logo. As an added bonus, Credit and Debit/ATM (PIN) transactions are unlimited for members 25 and under. Don’t like ATM surcharge fees? Use your card at ATMs with the CU$ or CO-OP Network logo for surcharge-free transactions.
ONLINE BANKING
Perfect for: Managing your account online.
Keep track of your account around the clock. Check your balance and see where your money’s going. If your parents have an account with us, they can transfer money into your account!
CERTIFICATE ACCOUNTS
Perfect for: Saving money for a major purchase such as a car.
With only $100, you can open a one-year certificate and earn more money on your savings. Plus, you can make additional deposits in increments of $25.00 and early withdrawal penalties are waived. Visit a branch to open your certificate account.
//CREDIT AND LOANS
MASTERCARD® CREDIT CARD
Perfect for: Building a credit history.
Our low rate credit card with no annual fee is a great way to build credit and manage unexpected expenses. If you’re 15 to 17 and have a parent/guardian co-signer you may qualify.
*Call or visit for details and requirements. To view the full credit card disclosure, click here.
STUDENT LOANS
If you are in need of a private student loan, Tendto Credit Union can help.
With our private education loan solutions, students can hit the books without the higher price tag often associated with private student loans. If you’re looking for flexible repayment options, competitive rates and no origination fees, check out our student loan solutions and make the choice that’s right for you.
Tendto also offers student loan refinancing. Take control of your student loans and consolidate them all into one manageable loan, setting up one convenient payment and potentially lowering your rate.
AUTO LOANS
When you hit 16, we’ll make getting behind the wheel simple and affordable (with a qualified parent/guardian as co-signer).*
*Must have valid driver’s license. Learner’s permit not accepted. Parent/guardian must have an account in good standing at the credit union. Call or visit for details and requirements. To view our current rates, click here.
//MEMBERSHIP EXTRAS
- ELEMENTS® NEWSLETTER. Stay current with money hints and tips—delivered to your mailbox. Download the pdf
- ELEMENTS® WEBSITE. Check out our monthly podcasts, videos, articles and quizzes.
- ELEMENTS® REWARDS CARD. For each ten punches earned, you’ll earn a cool prize. One punch per $10 deposit, per day. Youth member must be present to have card punched.
- SPECIAL PROMOS & GIVEAWAYS. Receive member-only perks designed to save you money and reward your loyalty.
- DISCOUNT TICKETS. We have discount programs to help you have fun while saving you a few dollars.
- E-STATEMENTS. Save a tree and substitute your paper statements with eStatements.
- DIRECT DEPOSIT. Save some time and have your paycheck electronically deposited into your account.
- SHARED BRANCHING. We are a member of the CO-OP Shared Branch Network, which allows you the flexibility of conducting your credit union business at hundreds of offices within the network, when you aren’t near a Tendto Credit Union branch.
- SCHOLARSHIPS. We want to invest in you. For more information regarding scholarship opportunities, call and speak with a Tendto team member.
