//PRODUCTS & SERVICES

SAVINGS ACCOUNT
Perfect for: saving for a car, paying for college or planning for unexpected expenses.
Open a savings account with a $5 deposit and we’ll match your $5! That same $5 represents your ownership share in Altra, and every member owns an equal share.

GRADUATION CERTIFICATE
Perfect for: saving for college
The graduation certificate is open to members ages 13-17. This certificate matures on your 18th birthday, and can be added to at any time, up to $15,000. (Minimum deposit required.)

LIVE YOUR LIFE SPEND ACCOUNT*
A free spend account for members ages 10-23* who want to avoid fees and earn rewards for using their debit card. Earn Cash Back Rewards by simply making a minimum of ten (10) purchases using your Debit Card each month and earn $0.10 for every transaction!*

VISA DEBIT CARD*
Perfect for: getting cash, shopping or checking your balance.
Get cash at ATMs or buy stuff anywhere you see the Visa® logo. Use your Debit card at any Altra ATM surcharge-free or look for the CO-OP Network logo for surcharge-free transactions.

*Contact Altra for specific requirements and details.

DIRECT DEPOSIT
Save some time and have your paycheck electronically deposited into your savings or checking account.

AUTO LOANS
If you’re 16 or older, you can apply for an auto loan (with a qualified co-signer). Be sure to ask about our First Time Auto-Buyer Program. Contact the credit union for specific requirements and details.

ONLINE BANKING
Perfect for: managing your account online.
Access your account 24/7 ~ check your balance, make transfers, and more.

ONLINE BILL PAY
It’s the easy way to use your account to pay bills ~ such as your cell phone. Find out how to get started!

E-STATEMENTS
Save a tree ~ access your statement online vs. getting a paper statement.

MOBILE BANKING
Access your account 24/7. Contact Altra for complete details.