//Pay Yourself First

Pay Yourself First (or PYF) is a pretty simple technique that is used by many successful investors. Here’s how it works:

Every time you receive money, make a payment to yourself. That’s right, consider PYF a “bill” that you have to pay every time you receive money. Your PYF bill can be for any amount and can be deposited directly into your credit union savings account. 

By Paying Yourself First and saving a little bit at a time, saving money can be easy and painless.