//PRODUCTS & SERVICES
- Teen Savings with a higher return on your first $500.
- Smart Checking with a $50 minimum opening deposit. There is no monthly fee, no minimum balance required and the first box of checks are free. Requires legal guardian’s signature as joint account holder.
- Checking Overdraft Protection will be linked to your OFCU savings account. The first three credit union initialized transfers each month are free, additional transfers will be $10 each.
- A number of online services are available upon request, including Online Banking and E*Statements.
- MyAlerts sends account activity alerts to your mobile phone* or email address the same day it happens.
- Telephone Teller account access anytime by phone.
- 24/7 ATM access (with an OFCU ATM Card). You have access to ATMs displaying the following network logos: Plus, Interlink, Star, and CO-OP Network. You will enjoy surcharge-free access at any CO-OP Network and Oregonians Credit Union ATM.
- Coinstar coin counting machines are available for Elements members, free of charge.
NCUA - Your non-IRA savings are federally insured to $250,000, IRAs to $250,000, by the NCUSIF, National Credit Union Share Insurance Fund, an arm of the NCUA, National Credit Union Administration, a U.S. government agency.